Financing for AICommerce packages

Start your AI stores now. Pay for them monthly.

One application, multiple lenders, up to $100,000. Pick your package below and see your options in about two minutes.

Backed by the same guarantee as every package: cash-flowing within 120 days or you don't pay.

Sample data

Get pre-approved

Soft credit check. No obligation. No cost to apply.

Pick your package
Enter your name to continue.
Enter a valid email to continue.
Enter a phone number to continue.
Estimated payment, Estate, 48 months $960/mo

Your details stay private until you choose an offer.

Your matches, Estate, $39,800
Lender A
Widest approval
8.9% APR, 36 months
$1,264/mo8.9% APR
Lender B
Lowest monthly
7.4% APR, 48 months
$960/mo7.4% APR
Lender C
Pay it off fastest
12.9% APR, 24 months
$1,890/mo12.9% APR

Sample offers for illustration only. Real offers depend on credit, income and lender criteria. Selecting an offer triggers a full application with that lender, including a hard credit inquiry.

Offer selected.

This is a concept mockup. Live applications open once lender integrations are connected, and a financing specialist walks you through the final lender steps.

$29,482
avg monthly sales per store
92.1%
would recommend us
4.4 / 5
average client rating
120 days
cash-flowing or you don't pay

Averages from the 2020-2025 client survey. Individual results vary. Full breakdown at tiers.aicommerce.co.

Application to funded in three steps

No hard credit pull until you pick an offer. The network does the matching.

01

Pick your package and apply

Choose Foundation, Portfolio, Estate or Legacy, add your details, and we route one application to lenders that fit your profile. About two minutes.

02

Compare your offers

See APR, term and monthly payment side by side from multiple lenders. Pick the one that works for you, or walk away with no impact on your score.

03

Get funded and launch

Funds are sent to you, usually within 1 to 5 business days. You pay for your package, and your stores get built and launched on the same guarantee.

Questions, answered

Will checking my options hurt my credit?

No. Pre-qualification uses a soft credit check, which does not appear on your report and does not affect your score. A hard inquiry only happens if you move forward with a specific offer.

How fast do I get the money?

Most lenders return an initial decision in seconds. After you accept an offer and finish that lender's application, funds typically arrive within 1 to 5 business days, some as soon as the next business day.

Is this a loan from AICommerce?

No. AICommerce Financing is a marketplace. Loans come from independent, licensed third-party lenders. You are never obligated to accept an offer.

Which package should I finance?

Most clients choose Estate: five income streams, you keep 80% of profit. Foundation is the simplest start, Legacy is for those who want ten stores running in parallel. Full comparison at tiers.aicommerce.co.

Does financing change my guarantee?

No. Every financed package carries the same terms as paying upfront, including the cash-flowing-within-120-days-or-you-don't-pay guarantee.

Concept mockup